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Public notice - Registration of persons qualified to vote
April 5, 2019

To consult the public notice, please click on the link below:

For more information on the operation of the by-Law, please see this explanatory note from April Council meeting :

Council generally draws up many borrowing bylaws each year, generally for a very specific expense involving a single type of acquisition, project, or municipal department. Developing a borrowing bylaw is a complex administrative procedure that has to pass through multiple stages and ties up substantial municipal resources. Fortunately, back in 2006, Ministre des Affaires municipales et de l’Habitation (MAMH) gave municipalities a way to do things more efficiently and cut red tape by setting up a mechanism for passing an umbrella borrowing bylaw (Section 1063 of the Municipal Code of Québec).

How does an umbrella bylaw work?

An umbrella borrowing bylaw wraps several capital projects up together under a single bylaw. The name of the game here is flexibility, so the purpose of the expenses are described in relatively general terms, for example “road repairs,” “water and sewer works,” or “vehicle acquisition.” This gets nailed down when a loan is actually taken out. And that’s because a $1.9 million umbrella borrowing bylaw doesn’t necessarily result in $1.9 million being borrowed. All it means is that up to $1.9 million is authorized when and if one of the needs stated in the bylaw arises. In other words—no need, no loan. What’s more, if the equipment the borrowing bylaw estimated at $150,000 ends up being only $100,000, we’ll only borrow $100,000. Council might in fact never use the funds authorized, since there’s no set timeframe for doing so.

Incidentally, once the bylaw is approved by MAMH, Council still has to pass a resolution for each expenditure it wants to make under Borrowing Bylaw 19-786. Only Council is authorized to spend the money covered by the bylaw—an important safeguard in the management of bylaws of this kind. And each resolution also has to specify the loan repayment period . The loan term may not be longer than the use-life of the capital asset.

Repayment of the loan will be made through annual taxes on all taxable property in area. Any grants or payments that can be assigned to repayment will also be used to reduce taxpayers’ share.

Based on data from the current role, if the municipality were to use the maximum allowed by the by-law ($1.9 million), the amount of the rebate for an average property would be about $35 per year beginning in 2021.

What’s in it for La Pêche

The benefits of Borrowing Bylaw 19-786 for our municipality are many and by no means negligible. Here are two real-world examples:

  • Dozens of work days are saved per municipal employee when they’re assigned to draw up one umbrella bylaw instead of multiple separate borrowing bylaws. The time saved can be used for important jobs such as researching grants (which can end up repaying the loan) or moving forward with such projects as the management of municipal assets.
  • Emergency response capacity is enhanced when Council can intervene quickly in the event of threats to public safety. Bylaw 19-786 gives Council an additional source of funds and therefore more options for dealing with unforeseen, overwhelming circumstances. The need for major emergency repairs to Chemin de la Beurrerie last fall is a good example.

That’s why Council passed umbrella Borrowing Bylaw 19-786, which also furthers its commitment to best practices with a view to continually improving public services.A public notice will be posted in the near future asking eligible voters wishing to put the bylaw to a referendum to come and sign the register.


Council first submitted the borrowing bylaw for approval at the March 4 council meeting. Some of those present at the public consultation held at the beginning expressed a desire for further clarification regarding the expenditures to be made. Given the critical importance of transparency and social acceptability in the drafting of bylaws, Council unanimously decided to postpone its vote on the bylaw for one month, so that all aspects of the matter could be properly addressed. An appendix with more specific information on expenditures was submitted at the April 1 meeting (see the bylaw link below for the appendix). MAMH was also consulted to make sure that everything was done according to the proper procedure.

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